Independent · Non-profit · Research

iF3

Research over revenue. Knowledge over products.

An independent, non-profit research initiative focused on money and financial technology. We explore emerging technologies and openly publish our findings — with no commercial products or profit-driven activity.

• BitcoinProgrammable BTC — no wrapper, no bridge, no custodian in the path.
• Zero-knowledgeProof systems and validity rollups that settle back to Bitcoin.
• PrivacyProve the position, reveal nothing. A wallet, never a name.
• AI financeFrontier models turned on market structure, risk, and price.